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论我国显性存款保险制度的建立

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摘要 显性存款保险制度在我国作为一种新事物,它的建立与否以及在我国的可行性在我国争论已久。文章从银行的现状分析了我国现行隐性存款保险制度的弊端,并从道德风险以及相关监管制度角度论证了显性存款保险制度在中国的可行性,最后提出了基本的框架设计。
作者 李严
出处 《市场周刊》 2006年第6期105-106,共2页 Market Weekly
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