9press release,"Board Issues Final Rule Amending Home Mortgage Provisions of RegulationZ"(July 14,2008).www.federalreserve.gov/newsevents/press/bcreg/20080714a.htm.
10press release,"Federal Reserve proposes significant changes to Regulation Z(Truth in Lending)intended to.improve the disclosures consumers receive in connection with closed-end mortgages and home-equity lines of credit"(July 23,2009).http://www.federalreserve.gov/newsevents/press/bcreg/20090723a.htm.