摘要
在P2P网络借贷模式下,借贷双方均可利用网络平台,实现借贷的认证、记账、清算和交割等流程。本文分析了P2P网络借贷的发展模式、主要客户对象与积极意义,从客户权益保护的角度入手,对我国P2P网络借贷平台的监管、相关法律的制定与完善、技术手段的应用等方面提出了建议。
Over the mode of the network loan platform, both the borrower and lenders can perform the online trading, lending authentication and bookkeeping, liquidation and delivery etc via the platform. This paper analyzes the development mode, the main target customers and positive significance of the P2P network loan platform, and puts forward some suggestion about the supervision of the platform, the perfection of relevant laws, and the technical means on the protection of the customers＇ rights and interests.
出处
《金融理论与实践》
CSSCI
北大核心
2012年第2期54-57,共4页
Financial Theory and Practice
关键词
P2P网络借贷
客户权益保护
Personal to Personal
Customer Rights Protection
