摘要
近几年来,国家为改善中小企业融资环境先后采取了许多措施,但实践上,中小企业仍处于融资的弱势地位,融资渠道不畅已成为制约中小企业发展的困境。要解决中小企业融资难的问题,一方面需要尽快建立中小企业的信用保证体系,一方面需要政府出台扶持中小企业融资的政策法规,包括借鉴国外经验,尽快完善并落实各项针对中小企业的融资政策支持,让中小企业步入良性发展。文章论述了目前中小企业融资的现状,分析了中小企业融资难的各种原因,最后对缓解中小企业融资难的问题提出了对策和建议。
Even though China government has improved the credit guarantee system for SME（small and medium-sized enterprises） these years,practically SME is still in finance weak-side and constrained in the further development.To resolve this problem,it has to found the credit guarantee system of SME,and also the government need to further the supportive polices for SME,including learning foreign country experience to complete and undertake the finance supportive polices.In this paper,nowadays SME financing is discussed with causing problems and suggestion to resolve this problem.
出处
《上海有色金属》
CAS
2012年第1期35-40,共6页
Shanghai Nonferrous Metals
关键词
中小企业
融资
信贷
对策研究
SME
credit guarantee system
problem for financing
policy research
