摘要
以风险度量为基础确定偿付能力最低资本标准正成为国际保险业偿付能力监管的趋势。本文以我国财产保险公司的经验数据为基础,通过对财产保险公司面临的保险风险进行度量,确定对应的偿付能力最低资本标准,并对我国建立以风险度量为基础的偿付能力最低资本标准面临的挑战进行分析。
It is a popular trend to establish the standards of minimum solvency capital requirement based on the risk measurement today. This paper determined the standards of minimum solvency capital requirement through a measurement of underwriting risks of China＇s non-life insurance companies on the basis of their experience data. It also analyzed the challenges to establish the standards of minimum solvency capital requirement based on risk meas- urement in China.
出处
《保险研究》
CSSCI
北大核心
2012年第3期39-44,共6页
Insurance Studies
关键词
偿付能力
最低资本
实证研究
solvency
minimum capitalrequirement
empirical study
