摘要
我国人口老龄化发展快来势猛,造成了极大的社会保障和经济压力,而我国当前养老保障体系中还存在一系列现实问题和风险,比如政策与债务风险、基金投资与运作风险、通胀风险、贬值风险四大风险。文章提出,要加强风险管理,不断完善养老保障制度和政策,以积极应对风险与收益的平衡。
The rapid process of population aging in China puts great pressure on the social security and economy. This paper discussed the main risks of the endowment insurance in China, attempts to provide a reference to the improvement of endowment insurance policy and helps to achieve the best balance between benefits and risk of endowment insurance.
出处
《新疆大学学报(哲学社会科学版)》
CSSCI
2012年第1期35-40,共6页
Journal of Xinjiang University(Philosophy and Social Sciences)
关键词
人口老龄化
养老保险
风险
Population aging, Endowment insurance, Risk