摘要
过于激进的金融创新是此次次贷危机爆发、传导、扩大的重要动因。分析各国危机前后的金融监管法制状况,可以看出,金融创新时代的金融监管法制具有以下几个变革趋向:采取《金融服务法》等统一立法对金融商品进行横向规制;从机构监管到功能监管;从规则导向监管到原则导向监管;由经营者主权为中心到以消费者保护为中心。
Venturesome financial innovation was the importance factor of the eruption,transmission and expansion of the subprime mortgage crisis.Analyzing the financial regulation law before and after the crisis in some countries,it can be concluded that the financial regulation law in financial innovation era has these transformation trends as transversal regulating financial products with unified laws,transforming from institution regulation to functional regulation,from rule-oriented regulation to principle-oriented regulation,and considering the protection of financial consumers as the center.
出处
《浙江社会科学》
CSSCI
北大核心
2012年第4期55-62,157,共8页
Zhejiang Social Sciences
基金
中国博士后科学基金第三批特别资助项目"公司债信托法律问题研究"
2009年度国家社会科学基金重大项目"深化金融体制改革"(项目批准号:09&ZD030)的阶段性成果
关键词
金融创新
横向规制
功能监管
原则导向监管
金融消费者
Financial Innovation,Transversal Regulation,Functional Regulation,Principle-Oriented Regulation,Financial Consumers
