摘要
投资者主观能力感受对居民家庭金融市场参与有显著影响。基于中国居民家庭微观调查数据,根据家庭户主对市场了解程度的自我评价以及能力水平感受构建指标,发现居民家庭主观能力感受对居民家庭市场参与行为具有显著的正向影响。同时研究也发现教育程度、家庭收入和健康状况等均会显著影响居民家庭的主观能力感受。
Investors’ subjective competence has a significant effect on household participation in the financial market.Based on household survey,the model is built to estimate the relationship between the self-ssessment of the households’ understanding of the market and their perceived ability.It is found that the household’s perceived ability has a significantly positive effect on their market participative behaviors.And it also found that household subjective competence has been influenced by education,income and healthy.
出处
《财经理论与实践》
CSSCI
北大核心
2012年第4期31-35,共5页
The Theory and Practice of Finance and Economics
基金
国家自然科学基金(71073020)
教育部新世纪人才支持计划(NCET-10-0337)
北京市哲学社会科学规划项目(10BaJG344)
关键词
家庭金融
能力效应
市场参与
Household finance
Competence effect
Market participation
