摘要
以新金融发展理论为基础,详细分析保险促进投资的机制作用,包括保险如何对储蓄—投资转化比例产生影响,如何对资本配置效率产生影响等两个方面。同时,运用2001年～2010年我国GDP、固定资产投资额和保险资金运用余额的季度数据,实证分析我国保险资金运用对投资和GDP的影响,结果显示,保险投资不论长期还是短期都会对经济和投资产生积极影响。
Based on the theory of new finance development, the paper analyzed the mechanism effect of insurance promoting investment, including the impact of insurance on savings -investment conversion ratio, and the impact on capital allocation efficiency. Using the quarterly data of China＇s GDP,fixed asset investment amount and insurance fund investment balance during the period of 2001 -2010, the paper conducted an empirical analysis on the impacts of insurance fund investment on investment and GDP,which supported the viewpoint that, insurance fund investment either for long-term or short-term purpose could promote economic ~rowth and investment.
出处
《保险研究》
CSSCI
北大核心
2012年第9期56-63,共8页
Insurance Studies
关键词
保险
投资
经济增长
insurance
investment
economicgrowth
