摘要
本文分析了加入WTO后中小银行面临的挑战与竞争态势 ,在此基础上阐述了中小银行应对挑战的金融创新构想 ,这就是 :加快管理创新步伐 ,形成适应竞争要求的内部管理机制 ;加快技术创新步伐 ,夯实竞争基础 ;加快业务创新步伐 ,提高综合竞争能力。为支持中小银行致力于金融创新 ,中央银行要通过金融管理制度创新 ,为中小银行创造良好的政策环境氛围。
This article analyzed the challenge and situation which small and medium banks will be confront with when China join WTO and expatiated on the new finance innovation idea that how small and medium banks reply to the challenge.The idea is :quicken technology and operation innovation;tamp the basis of competition;enhance the general ability of competition.Center bank should provide favorable policy environment for small and medium banks through finance system innovation.
出处
《金融研究》
CSSCI
北大核心
2000年第8期92-96,共5页
Journal of Financial Research