摘要
英美两国经过几十年的发展,建立起了比较成熟的洪水保险制度。两国洪水保险制度既存在差异又有相同之处,形成了各自的特色。对构建我国巨灾保险制度具有重要借鉴意义。构建中国巨灾保险制度首先应明确政府的主导地位,实行市场化运作模式,采取强制实施方式,建立多层次的风险分散机制。
After several decades＇ development, US and UK both have established mature flood insurance systems. With both differences and similarities, the flood insurance systems of the two countries have formed their respective characteristics. That is of great significance as to setting up our country＇ s catastrophe insurance system. To establish China＇s catastrophe insurance system, we should firstly ascertain the government＇s leading position, implement market-oriented operation mode, take a mandatory implementation and set up a multi-level risk dispersion mechanism.
出处
《辽宁大学学报（哲学社会科学版）》
CSSCI
北大核心
2012年第5期87-92,共6页
Journal of Liaoning University(Philosophy and Social Sciences Edition)
基金
教育部人文社会科学重点研究基地重大研究项目<我国自然灾害保险制度研究>子项目"国际自然灾害保险制度比较"(08JJD790122)
关键词
英国洪水保险制度
美国洪水保险制度
风险分散
中国巨灾保险制度
UK flood insurance system
US flood insurance system
risk dispersion
China＇s catastro-phe insurance system
