摘要
建立全国统一模式的农户信用风险评估体系是今后我国征信工作的发展趋势。分析当前农村信用体系建设及农户信用风险评估工作中的一些较为突出的问题,并通过建立组合预测模型尝试克服现有信用风险评估模式的缺点,为构建符合国内实际情况的统一信用风险评估模式提供思路。
model for credit risk models by It＇ s a developing trend toward credit reference industry in future in China to establish a unified national farmer credit risk assessment system. Based on an analysis of some obvious problems for China~ farmer assessment, the paper tries establishing a mix prediction to overcome the shortcomings of the existing farmer credit risk assessment model, and provide a specific philosophy for building a unified farmer creditrisk assessment model in line with China＇s actual situation.
出处
《征信》
北大核心
2012年第6期13-17,共5页
Credit Reference
关键词
农村信用体系
农户信用
风险评估
预测模型
rural credit system
farmer credit
risk assessment
prediction model
