摘要
第三方物流企业作为融资平台主导供应链金融服务便捷、高效,理论上可实现相关利益群体的共赢,属由市场推动形成的诱致型融资制度安排,故在解困中小企业融资难题方面独具优势,可有效缓解银企信息不对称,降低银企交易费用。因此,解困中小企业融资难题可基于融资制度安排的创新。物流企业应积极构建信息共享平台,强化风险监控能力,大力推进业务创新转型;中小企业应充分利用供应链优势积极作为,依托第三方物流金融缓解其融资瓶颈。
In theory, the convenience and efficiency of the third - party logistics enterprises which dominate supply - chain finance service as financing platforms, can be realized as the win -win to the relevant interest groups, that is also why it belongs to induced financing institutional arrangement formed by market - driven. Therefore, TPL supply - chain finance has outstanding advantages to solve financing problems of SMEs, especially to effectively alleviate the bank - en- terprise information asymmetry and reduce the transaction cost between enterprises and banks. On these grounds, to solve the problem of financing of SMEs can be based on the innovation of financing institutional arrangement. Logistics enter- prises should actively construct the information sharing platform, strengthen risk control ability, and vigorously promote the business innovation in transition. SMEs making full use of advantages of the supply - chain can alleviate the financing bottleneck with the utilization of third - party logistics finance.
出处
《商业研究》
CSSCI
北大核心
2013年第4期131-137,共7页
Commercial Research
关键词
第三方物流企业
供应链金融
融资制度安排
中小企业融资
third - party logistics enterprises
supply chain finance
financing institutional arrangement
small and me-dium- sized enterprises （SMEs） financing
