摘要
中小企业是我国国民经济的重要组成部分,在保持国民经济持续增长、促进市场繁荣、维护社会稳定、增加技术创新等许多方面发挥了举足轻重的作用。但是,由于中小企业资本规模小、财务制度不健全、内部控制不完善,金融机构体制政策上的失衡、信息不对称、融资渠道不畅通,政府部门的扶持力度不够、相关法律法规不完善等因素,导致中小企业资金短缺、融资困难。因此,中小企业要加强财务制度的建设、完善内部管理、提高管理水平,增强中小企业抵御市场风险的能力;金融机构要完善体制、加强信息交流、拓宽融资渠道;政府要建立中小企业扶持政策体系、完善相关法律法规,从而解决中小型企业的融资困难问题。
As an important component of our national economy,the small and medium-sized enterprises(SMEs) play a vital role in many aspects,such as keeping the national economy steady growth,promoting the market prosper ity,maintaining social stability,and increasing technological innovation.However,SMEs are faced with the lack of sufficient funds and financing difficulty as a result of its small scale of capital,incomplete financial system,imper fect internal control,imbalanced policy of financial institutional system,asymmetric information,unsmooth financing channels,not enough government support,imperfect relevant laws and regulations,etc.Therefore,in order to solve the financing problems,SMEs should strengthen the construction of financial system,perfect the internal manage ment,improve management level,and enhance its ability to resist market risk;financial institutions should improve their system,strengthen information communication,and broaden the financing channels;the government should es tablish supporting policy system for SMEs and perfect the relevant laws and regulations.
出处
《天水师范学院学报》
2013年第2期31-34,共4页
Journal of Tianshui Normal University
