摘要
本文通过建立农村金融制度交易成本的指标体系,利用主成分分析法对1979-2010年间中国农村金融制度交易成本的相对规模进行了测度,并运用农村金融发展的规模、效率和结构指标检验了相关测度指标在农村金融发展中的适用性。研究结果表明:农村金融制度交易成本的相对规模尚未达到能够对农村金融发展起阻碍作用的程度,未来应当通过促进农村金融市场的发展提高农村金融制度交易成本的调节作用;既有的制度安排和较高的交易成本不利于农村金融效率的提高和结构的改善,应通过制度变迁进一步促进农村金融的发展。
By establishing the indicator system of institutional transaction cost of rural finance, this paper measures the relative scale of institutional transaction costs of rural finance in China from 1979 to 2010 and examines the applicability of the relevant indicators in rural financial development by using the indictors of the scale, efficiency and structure of rural finance. The main results are： Firstly, the relative scale of institutional transaction costs of rural finance is not large enough to block the development of rural finance. In the future, efforts should be make to promote the adjustment function of institutional transaction costs of rural finance by improving rural financial market. Secondly, current system arrangement and relatively high transaction costs have bad effects on improving efficiency and structure of rural finance. Thirdly, efforts should be make to reform the institution so as to further enhance the development of rural finance.
出处
《南方金融》
北大核心
2013年第4期9-15,57,共8页
South China Finance
关键词
农村金融
制度交易成本
金融发展
Rural Finance
Institutional Transaction Costs
Financial Development
