摘要
合理有效的家庭资产配置结构会促进家庭财富增值、提高消费水平、推动社会经济发展,而我国经济结构失衡、法律法规不完善、金融市场不发达等因素影响了居民对资产进行有效配置。本文试图通过对美国、欧洲及亚太地区家庭资产配置构成及发展环境的对比研究,来挖掘我国家庭资产配置的存在问题并给出可行性政策建议。
Effective and reasonable household portfolios can accelerate household wealth accumulation, improve the consumption level and promote social and economic development. However, China＇s unbalanced economic structure, imperfect laws and regulations, poor financial market and other factors obstruct people in making effective portfolios. This paper attempts to comparatively study the household portfolios structure and development environment in the United States, Europe and the Asia-Pacific regions. Therefore we can unearth the present problems in China and give fedsible policy recommendations.
出处
《国际金融研究》
CSSCI
北大核心
2013年第6期44-55,共12页
Studies of International Finance
基金
国家自然科学基金重点项目"国家外汇储备的多元化及国际资产配置模型"(70831001)
"国家自然科学基金面上项目:政府引导市场的绿色金融创新机制研究"(71173008)
关键词
家庭资产配置
国际比较金
融资产
Household Portfolios
International Comparison
Financial Assets
