摘要
随着我国社会保障制度建设取得突破性进展,社保体系对金融资产、金融服务产生了多样化的需求。特别是在我国社会保障体系尚不尽完善的大背景下,基金筹资渠道、基金保值增值、社保统筹层次、社保经办服务、城乡二元结构等方面问题仍较突出,亟待寻求社会保障发展的金融"解码"。这就需要准确把握金融创新与社会保障发展的结合点,通过金融产品创新、投资创新、管理创新、服务模式创新以及体制创新等一系列金融创新路径逐一解决社保发展的难点问题,进而推动社会保障体制进一步完善。
Since the social security system of China has gained breakthrough,it has the demand for diversified financial assets and financial services.While,the social security system is still not perfect,the problems on fund financing channels,preserve and increase the value of the fund,the level of social security coordination,social insurance services,urban and rural dual structure are emerging,therefore,it is needed to use the financial measure to deal with social security development,which needs to grasp accurately the integration of finance and the social security to solve the problems of social security development through financial innovations on financial product innovation,investment innovation,management innovation,service mode innovation and institutional innovation,etc.to push the social security system to be more perfect.
出处
《桂海论丛》
2013年第3期55-60,4,共6页
Guihai Tribune
关键词
金融创新
社会保障
社会保障基金
financial innovation
social security
social security fund
