摘要
在保险合同法定解除领域,诚信是法定解除的价值基础和基本原则。基于诚信,保险人可以行使法定解除权;诚信对法定解除制度本身亦具有修正作用。对价平衡是法定解除的直接依据和次级原则。只有在对价失衡情形下,保险人方可行使法定解除权。保险合同法定解除权是一种权利,同时又是一种限制。
Considering the statutory dissolution of insurance contract,good faith is the basic principle.Because of good faith,the insurer has the the legal relieve power of insurance contract.On the other hand,good faith can modify it.Equality of the premium and coverage is the direct reason.Equality of the premium and coverage is also exactly the power boundary that the insurer exercises legally relieves the contract.
出处
《河北法学》
CSSCI
北大核心
2013年第6期66-71,共6页
Hebei Law Science
关键词
诚信衡平
保险合同
法定解除
good faith
equality of the premium and coverage
the insurance contract
legal relieves