摘要
我国货币政策是农业贷款的影响因素之一,研究货币政策对农业贷款的影响具有重要的理论和现实意义。选取了一年期基准存款利率、存款准备金率、一年期基准贷款利率和再贴现率四个变量,用1981—2010年的数据,采取VEC模型,研究了我国货币政策对新疆农业贷款的影响。研究结果表明:我国一年期基准存款利率和存款准备金率对新疆农业贷款是正向的影响,一年期基准贷款利率、再贴现率对新疆农业贷款是负向的影响。
The monetary policy of China is one of the factors of agricultural loan. The research on the impacts of monetary policy of China on agricultural loan is significant both in theory and in practice. This paper selects such four variables as the benchmark one-year deposit rate, deposit-reserve ratio, the benchmark one-year lending rate and rediscount rate with the data from 1981 to 2010, and makes a study of the impacts of monetary policy of China on agricultural loan in Xinjiang based on YEC model. The results show that the benchmark one-year deposit rate and deposit-reserve ratio have positive impacts on agricultural loan while the benchmark one-year lending rate and rediscount rate have negative impacts on agri- cultural loan in Xinjiang.
出处
《天津商业大学学报》
2014年第2期32-36,共5页
Journal of Tianjin University of Commerce
