摘要
科学合理的信用评级有助于中小企业的发展,有助于金融机构和信用评级机构准确判断其信用状况。分析现行中小企业信用评级指标体系存在的问题,在充分考虑中小企业风险及创新能力等因素上,构建了中小企业信用评级指标体系,运用定量分析和定性分析相结合的方法建立中小企业信用评级模型,并对中小企业信用评级体系的建设提出建议。
Scientific and reasonable credit rating helps to develop small and medium-sized enterprises, helps to accurate judgment of its credit standing for financial institutions and credit rating agencies. This paper analyzes existing credit rating index system problems of small and medium-sized enterprises, considering the innovation capacity and risks of small and medium-sized enterprises,the credit rat-ing index system is constructed for small and medium-sized enterprises,and combining the establishment of credit rating model of small and medium-sized enterprises using quantitative and qualitative analysis method,and the construction of credit rating system of small and medium-sized enterprises is suggested.
出处
《铜陵学院学报》
2014年第1期46-49,共4页
Journal of Tongling University
基金
安徽省哲学社科规划项目(AHSK11-12D335)
关键词
信用评级
指标体系
中小企业
credit rating
index system
small and medium-sized enterprises
