摘要
风险是随着银行的诞生而产生的,并且不会消失。风险一旦发生,不仅会给单个银行带来冲击,甚至对整个银行业都有不利影响。如果要对风险进行防范,首先要预警风险。因此,银行风险预警处于一个非常重要的地位。另一方面,对风险预警需要建立模型,介绍国内外商业银行风险预警研究现状并探讨国外成功经验对我国的启示。
Risks appear with the birth of the bank ,and will not disappear .Once the risks happen ,it not only can bring impact to individual banks ,even has adverse effect on the entire banking industry .If banks want to guard a-gainst risks ,the first is to predict risks .As a result ,risk early warning is at a very important position .On the other hand,banks need to establish a model for risk early warning .This article is to introduce the research status of do-mestic and foreign commercial banks＆#39;risk early warning and the enlightenment to our country referring to foreign successful experience .
出处
《河北联合大学学报（社会科学版）》
2014年第3期63-66,共4页
Journal of Hebei Polytechnic University:Social Science Edition
关键词
商业银行
风险预警模型
现状
启示
commercial bank
risk early warning model
research status
enlightenment
