摘要
公司的治理行为有效地映射了TMT(即高管团队)成员的价值理念。以沪市上市银行为研究对象,分析了TMT的学历、年龄和任期等背景特征对银行风险承担的作用机理。研究结果表明,不同的TMT背景特征对银行风险承担具有不同作用路径。具体表现为,银行风险承担与TMT学历程度间呈正相关性;与TMT年龄间存在显著的倒U型关系,并存在关系"分水岭",即到54岁的时候,与TMT任期间存在U型关系,但不显著。结论丰富了银行领域"高层梯队理论"研究的证据,也为中国商业银行的人才储备和选拔工作提供了指南。
The company＇s governance practices effectively map the values of TMT （Top Manager Team） members. The paper takes Chinese listed banks in SHSE as research samples, having examined the effect of TMT＇s background characteristics, such as education, age and tenure, on bank s risk taking. The result shows that TMT＇s background characteritics have significant impacts on bank＇s risk taking, and each characteristic presents different functional routes. Specifically, the risk taking has a positive correlation with TMT＇s educational background, an inverted U-shaped relationship and a ＂watershed＂ of relationship with TMT＇s age of 54, and a U-shaped relationship with TMT＇s tenure which is not obvious. The conclusions enrich the evidences of the ＂Top Echelon Theory＂ in banking sector, and provide a guidance for the talent pool and talent screening of Chinese commercial banks.
出处
《现代财经（天津财经大学学报）》
CSSCI
北大核心
2014年第5期3-14,共12页
Modern Finance and Economics：Journal of Tianjin University of Finance and Economics
基金
国家自然科学青年基金项目(71302113)
国家社会科学基金重大项目(11&ZD011)
安徽大学研究生学术创新研究扶持和强化项目(10117700462)
关键词
风险承担
高层梯队理论
TMT背景
不良资产率
Risk Taking
Top Echelon Theory
TMT＇s Background
Non-Performing Asset Ratio
