摘要
我国转轨时期的银行风险主要产生于制度缺陷或不完善所导致的体制性风险 ,因此要化解和防范我国商业银行面临的风险 ,必须从产权制度入手 ,建立完善的风险约束制度与机制。本文将阐明我国国有商业银行体制性风险的主要根源和形成机理 ,在此基础上提出防范和化解该类风险的路径选择与制度安排。
Shortcomings and inappropriateness of institutional arrangement have led to institutional financial risks during transitional period in China. Therefore we have to mitigate and eliminate these risks by institutional rearrangement and establishing adequate risk control system. This paper, based on the analysis of the causes and characteristics of institutional financial risks, proposes the path selection and institutional arrangement for controlling and mitigating these risks.
出处
《暨南学报(哲学社会科学版)》
CSSCI
2001年第2期59-67,共9页
Jinan Journal(Philosophy and Social Sciences)
基金
暨南大学博士启动基金资助项目!"银企间融资博弈与银行风险分析"的部分研究成果