摘要
在当前我国银行业发展的诸多问题之中 ,金融创新乏力是最为突出的问题之一。金融创新是新世纪中国金融业发展的动力之源 ,是开放趋势下中国银行业竞争力提升的主要途径。但是 ,在金融创新与金融监管的动态博弈过程中 ,由于现实存在的监管滞后等问题 ,严重地制约了商业银行金融创新的发展。本文提出了监管制度创新的构想 ,并就中国银行业金融创新的原则与方向问题进行现实的探索。
One of the most important problems of China's bank development is the low-level of financial innovation. Which is the motive power of China's finance development in new century, a path of China's bank elevating its competition capability in opening tendency. But, in the dynamic game of innovation and supervision, bank's innovation was deeply restricted by the existing supervision-institution. In this paper, the author bring forward suggestion for financial supervision-institution's innovation, analyzes the principle and direction of financial innovation at present.
出处
《金融研究》
CSSCI
北大核心
2001年第12期88-95,共8页
Journal of Financial Research
基金
中国人民银行武汉分行营管部资助
