摘要
国有商业银行金融创新存在着制度障碍。其中,单一的产权制度安排致使金融创新的动力机制缺失;“分业经营”的制度安排封堵了金融创新空间;资金价格管制使得金融创新缺乏应有的市场基础。因此,推动国有商业银行金融创新的关键是制度创新。
There is a system barrier to financial innovation in state-owned commercial banks.First of all,single propriety rights lacks of impetus mechanism of financial innovation.Secondly,the separate operation blocked up the room of financial innovation and fund price control system made financial innovation lost the market base.So,the key to promote financial innovation is to rear-range the financial system.
出处
《金融理论与实践》
北大核心
2002年第2期7-9,共3页
Financial Theory and Practice