摘要
新时代我国小微企业面临许多新的发展机遇和严峻挑战,融资问题严重困扰着小微企业的生存和前景。本文基于湖北省近年实践和相关数据,首先阐述了小微企业融资现状,然后从社会环境、金融体系、小微企业自身三个层面,分析了小微企业融资中存在的主要问题,最后,结合我国经济社会的新时代特征,针对湖北省具体域情,着重探讨了破解小微企业融资困境的实践与创新之路,包括多方协力,积极营造良好的融资环境;开拓创新,强化金融体系服务职能;夯实基础,加强小微企业自身建设。
SMEs of China face many new challenges and opportunities in the New Era.The survival and the future of SMEs are plagued seriously by financing difficulties.Based on the financing practice and relevant data of SMEs in Hubei Province,this article expounds the financing situation of SMEs.And then,from three aspects of the social environment,the financial system and SMEs itself, this article analyzes the main problems of financing difficulties of SMEs.Finally,combined with the economic and social feature of China in the New Era,this article explores some new solutions to resolve financing difficulties of SMEs for the specific of Hubei Province:to create a good environment for financing with multilateral efforts;to strengthen service function of the financial system through financial innovation ;to reinforce the construction of SMEs itself by consolidating foundation.
作者
易金平
占森涛
Yi Jinping;Zhan Sentao(Economics and Management School of Wuhan University;School of Economics and Management,Hubei University of Technology)
出处
《财会通讯（中）》
北大核心
2018年第12期12-15,129,共5页
Communication of Finance and Accounting
基金
2015年教育部人文社科研究一般项目"城市群内创新梯度差异与协同研究"(项目编号:15Y JC790108)
湖北循环经济发展研究中心"绿色信贷支持湖北经济绿色转型的机制研究"(项目编号:H X FK Y 1503)
湖北省教育厅人文社科研究一般项目"新常态下绿色金融促进湖北绿色经济发展的深化路径研究"(项目编号:16Y 051)阶段性研究成果
关键词
小微企业
融资困境
金融创新
SMEs
Financing difficulties
Financial innovation
