摘要
在分析2012年的中国城镇居民投资状况调查数据的基础上,研究社会保险对中国家庭风险性金融资产投资的影响,认为社会保险会促进家庭风险性金融资产投资,且在健康状况较差的居民中,社会保险提高家庭风险性金融资产投资。采用probit与tobit模型研究表明,社会保险对家庭风险性金融资产投资起到促进作用;社会保险对家庭风险性金融资产投资深度起到促进作用;健康水平较低的居民社保对其家庭风险性金融资产投资产生了更显著的提高效应。
The survey data of China’s urban residents’ investment status in 2012 was used to study the impact of social insurance on Chinese family risky financial assets investment,and believes that in poor health family social insurance will promote family risky financial asset investment.Among residents,social insurance will increase investment in family risky financial assets.The research using probit and tobit model shows that social insurance has a significant positive impact on family risk financial asset investment;social insurance has a significant positive impact on the depth of family risk financial asset investment;social security of residents with lower health level Household risky financial asset investment has produced a more significant improvement effect.
作者
王静静
吕学梁
WANG Jing-jing;LU Xue-liang(School of Economics,Qingdao University,Qingdao 266061,China)
出处
《青岛大学学报（自然科学版）》
CAS
2018年第4期123-128,164,共7页
Journal of Qingdao University(Natural Science Edition)
基金
中国博士后科学基金面上项目(批准号:2017M622123)资助
山东社会科学规划研究项目(批准号:14CJJJ05)资助
青岛市社科规划项目(批准号:QDSKL1801076)资助
