摘要
随着互联网金融行业的快速发展,校园借贷成为新型的解决大学生消费问题的一种方式,这也给众多的"校园贷"平台带来丰厚的利润。然而,越来越多的不良平台趁机而入,加上学生自身原因、家庭和学校教育缺失、政府监管力度不严等问题,严重扰乱互联网金融的市场秩序,影响着学生的健康发展。因此,对于高校"校园贷"行为规制与风险管理研究是迫切而必要的。
With the rapid development of the financial industry and the Internet,campus loan has become a new way to solve the problem of college students’ consumption,which also brings many campus credit platform big profits. However,more and more bad platforms swooped,combined with students’ own reasons,loss of family and school education and government supervision,all of these problems severely disrupted the Internet financial market order,and also affect the healthy development of students. Therefore,it is urgent and necessary to study the behavior regulation and risk management of"campus loan"in universities.
作者
徐巧月
王新萍
XU Qiao-yue;WANG Xin-ping(International Education College,Changchun Finance College,Changchun130028,China;Department of Railway Engineering and Civil Engineering,Shandong Vocational College,Jinan 250104,China)
出处
《林区教学》
2019年第1期36-38,共3页
Teaching of Forestry Region
基金
吉林省教育科学研究规划项目"P2P模式下‘校园贷’的风险防范与教育引导机制研究"(GS17158)
关键词
校园贷
风险管理
行为规制
campus loan
risk management
behavior regulation
