摘要
通过运用 AH P法建立商业银行客户信贷风险层次分析模型 ,计算出风险指标体系各因素权重以及信贷风险指数 ,从而得到客户信贷风险等级及预警状态 ,在此基础上运用灰色理论建立客户信贷风险预警模型 。
A model is set up to analyze consumer loan risks of commercial banks hierarchically by the AHP method. Using this model, various factor weightings in risk index systems, and exponents of loan risks can be calculated, thus the consumer loan risk grade and early warning state are obtained. On the basis of this, with the application of the gray theory an early warning model of the consumer loan risk is presented for forecasting the further development of the consumer loan risk.
出处
《合肥工业大学学报（社会科学版）》
2002年第2期83-87,共5页
Journal of Hefei University of Technology(Social Sciences)
关键词
风险
信贷
预警
loan
risk
early warning
