摘要
在金融租赁机构所面临的风险中 ,我国目前最大的风险是信用风险。通过确定承租人的信用分数、评定承租人信用等级、确定其风险系数等方法 ,对承租人的信用风险进行评估。在评估基础上 ,应采取根据风险系数 ,选择承租人、对风险系数进行修正、重视租赁合同。
Credit risk is one of the most serious risks faced by the lessors. They should fully examine the lessee's credit risk by calculating the credit mark, determining the credit grade and confirming the credit ratio. On the basis of careful assessment, they can choose the potential lessee(s) and also maintain regular check during the contractual period.
出处
《南京航空航天大学学报（社会科学版）》
2002年第2期18-20,共3页
Journal of Nanjing University of Aeronautics & Astronautics（Social Sciences）
关键词
金融租赁
信用风险
评估
防范
financial lease
credit risk
assessment
precaution
