摘要
个人住房抵押贷款能提高个人住房有效需求 ,支持住宅产业发展 ,被誉为银行的良性资产 ,但同样存在风险。本文利用风险分析方法 ,分析个人住房抵押贷款业务中银行所面临的风险 。
Personal housing mortgage loan can increase the effective demand of personal housing and support the real industry development It is the well assets of book, but exists risk By using risk analysis principle, this paper analyzes the risk factors of bank to personal housing mortgage loan, and puts forward some countermeasures for preventing the risk
出处
《重庆大学学报（社会科学版）》
2002年第3期26-29,共4页
Journal of Chongqing University(Social Science Edition)
关键词
个人住房抵押贷款
风险分析
对策
personal housing mortgage loan
risk analysis
countermeasures
