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中小企业融资问题与对策探讨 被引量:11

Study on the Problems and Countermeasures of Financing Arrangement
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摘要 我国中小企业融资中存在着融资成本高、融资渠道比较狭窄、手段单一 ,缺乏融资信用 ,而政府又支持不力的现象。在对欧美等发达国家中小企业外部融资中的担保、投资、租赁及财政支持等形式考察的基础上 ,提出了解决我国中小企业融资困难的对策 :加强政府的支持 ,完善中小企业信用担保体系 。 The paper analyzes the embarrassing situation of high cost, narrow channels, poor means, insufficient credit and weak support from the government that the medium and small enterprises are encountering. It also explores the practice of guarantee, investment, leasing and financial support for external financing by medium and small enterprises in advanced countries in Europe and America. On these grounds the paper proposes some measures for improving such awkwardness. The proposals are: tightening governmental support, perfecting guarantee system of credit, improving the inner quality, raising credit level, renewing marketing concepts.
出处 《武汉理工大学学报(社会科学版)》 2002年第3期229-232,共4页 Journal of Wuhan University of Technology:Social Sciences Edition
关键词 中小企业 租赁融资 政府 信用担保体系 素质 信用等级 financing arrangement countermeasure medium- small enterprises
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