摘要
近年来，我国GDP增长与新增贷款的关系发生了变化，实证分析表明，新增贷款对GDP的贡献度下降，这意味着维持GDP增长需要投入更多的信贷，GDP高增长面临的信贷资源约束加大。文章从经济结构变化和信贷结构变化两个层面分析了导致这种变化的主要原因，并就进一步完善货币信贷调控提出相关政策建议。
In recent years, the relationship between new loans and GDP has changed. The contribution of new loans to GDP has been decreasing, which means more lending is needed to maintain the high growth of GDP and high GDP growth is facing greater constraints on credit resources. The article analyses the main causes of such changes from the perspectives of economic structure and credit structure changes, and gives policy suggestions to further improve money and credit adjustments.
出处
《中国货币市场》
2013年第12期4-8,共5页
China Money
关键词
信贷约束
新增贷款
贡献率
credit constraint, new loans, contribution
