摘要
金融脱媒指的是资金供给方和需求方不通过银行等中介机构直接开展筹融资交易的行为。当前国内外学者对金融脱媒的研究主要分布在金融脱媒的内涵、产生的原因、度量、金融脱媒给商业银行所带来的影响以及商业银行的应对措施、金融脱媒对货币政策以及经济增长的影响等方面,研究更多局限于现象的描述和应对策略的讨论。为此,试图在已有研究成果的基础上,提出对金融脱媒下一步研究的方向。
Financial disintermediation refers to the behaviors of capital supply party and capital demand party directly financingtransactions but not through financial intermediaries such as banks and so on. Currently, domestic and foreign scholars on finan-cial disintermediation mainly study its meaning, its causes, its measure, its impact on commercial banks and the correspondingmeasures of the commercial banks, its influence on monetary policy, economic growth and so on, their studies are more limited tophenomena description and corresponding measure discussions, therefore, the scholars try to reveal future research direction of fi-nancial disintermediation based on their existed research achievements.
出处
《重庆工商大学学报（社会科学版）》
2014年第3期69-74,共6页
Journal of Chongqing Technology and Business University：Social Science Edition
关键词
金融脱媒
商业银行
金融监管
货币政策
经济增长
financial disintermediation
commercial bank
financial regulation
monetary policy
economic growth
