摘要
农村土地承包经营权抵押贷款为我国发展设施农业、特色农业提供了新的融资方式,可以有效地助力当地的经济发展。但申请流程繁杂、贷款金额少、宣传不到位、农民财产性收益不稳定等问题制约着农地经营权抵押贷款的大范围开展。应大力加强地方政府对农地经营权抵押贷款的扶持力度,完善农村社保制度,强化农村金融创新过程中的风险防控,真正实现保障土地权利下的农民财产性收益的增加。
Agficultural land management fights mortgage loan is an effective financial way for developing facility and characteristic agriculture. It has exerted tremendous power to the local economics. However there are some problems which restrict this mortgage loan such as the complex application process, less amount loan or propaganda, the instability of farmers＇ property income, etc.. In order to change this situation, our government should strengthen the support, complete the social security system, control the relevant risk for increasing the farmers＇ revenue in the end.
出处
《税务与经济》
CSSCI
北大核心
2014年第5期55-58,共4页
Taxation and Economy
关键词
农地经营权抵押贷款
金融创新
农民收入
agricuhural land management fights mortgage loans
financial innovation
rural income
