摘要
互联网金融产品对传统金融市场的渗透,给银行业的传统金融服务模式带来巨大的冲击,从政府的政策导向可见互联网金融的冲击力之大。在互联网金融服务与传统金融服务的对碰中,研究小微企业融资模式受到怎样的影响,探索解决小微企业融资难问题的方法,推动小微企业的健康发展有着积极的现实意义。文章首先归纳了互联网金融发展的现状和趋势,互联网金融的内涵及影响,进而从互联网金融模式创新角度分析了互联网金融对小微企业融资模式的影响。
Penetration of the internet financial products to the traditional financial market,bring the enormous impact to the traditional financial service mode of the banking industry, from the impact of government policy oriented finance of visible internet.In the internet financial service and traditional financial services competition,research small and micro businesses financing mode influence,explore the way to solve the problem small and micro businesses financing,has a positive practical significance in promoting the healthy development of Small and micro businesses.This paper first summarizes the current situation and trend of the Internet financial development,connotation and influence of the internet finance,then from the Internet financial model innovation point of view of the internet financial effects of micro enterprise financing mode of small.
出处
《软件工程师》
2014年第11期14-15,共2页
Software Engineer
基金
辽宁省成人教育学会2013-2014年度成人高等教育专项科研课(LC1312)<基于辽宁区域经济发展需求的成人高等教育国际化研究>
关键词
互联网金融
小微企业
创新
融资模式
the internet finance
small and micro businesses
innovation
financing mode
