2J.A.Joseph Alois Schumpeter.The theory of economic development-an inquiry into profits, capital, credit, interest, and the business cycle. Transaction Publishers, 1982: 64-75.
3Koopman S J, Lucas A.Business and default cycles for credit risk[J]. Journal of Applied Econometrics, 2005 (20) : 311-323.
4Minsky,H.P.The financial instability hypothesis ,Working Paper 74,Jerome Levy Economics Institute, Annandale on Hudson, NY. 1992.