摘要
我国农村商业银行作为农村金融的主力军,为三农发展贡献了巨大力量。在利率市场化背景下,如何进一步提高自身竞争力以应对激烈的金融竞争,成为各家农村商业银行亟待解决的问题。文章首先运用因子分析法得出样本农村商业银行的竞争力排名,然后运用聚类分析法对其归类分析,最后对提升农村商业银行竞争力给出相应建议。
China＇s rural commercial banks,as the main force of rural financial institution,have made great contribution for the development of ＂ agriculture,countryside,and farmers＂. Against the background of the interest rate market,how to further improve their competitiveness in order to cope with the fierce competition become a serious problem. This paper uses factor analysis to obtain samples of rural commercial bank competitiveness rankings;then also uses cluster analysis to categorize analysis; finally,this paper gives some appropriate recommendations to enhance the competitiveness of rural commercial banks.
出处
《金融教育研究》
2015年第2期39-45,共7页
Research of Finance and Education
关键词
农村商业银行
竞争力
因子
聚类
rural commercial banks
competitive strength
factor analysis
cluster analysis
