摘要
利用我国16家上市银行2008—2012年的数据,对独立董事背景与银行绩效间的关系进行实证研究,结果表明:独立董事的教育背景对银行绩效无显著的正面影响,但具有高学历背景尤其是博士学位的独立董事能够显著改善商业银行的风险管理,降低不良贷款率;独立董事的海外经验背景对银行绩效有显著的正面影响;具有高校及科研机构、银行等金融机构、高管背景的独立董事能够显著提升银行绩效;独立董事的多重董事身份对银行绩效有负面影响,而适当延长独立董事任期则有助于银行绩效的提升;女性独立董事对银行绩效有负面影响,独立董事的年龄对银行绩效无显著影响。
This paper did an empirical analysis on the impact of independent directors＇ background on bank performance based on the data of China＇s 16 listed banks from 2008 to 2012. It shows that education background of independent directors does not have any significant positive effects on bank performance, yet the highly educated independent director, especially with a PhD degree, can improve commercial bank＇s risk management and reduce non-performing loan ratio. The overseas experiences of independent directors have significant positive effects on bank performance. The independent directors who have the experiences in colleges and scientific research institutions, financial institutions or top management can improve hank performance significantly. The multiple directorships of independent directors have negative effects on bank performance, while it is helpful to improve bank performance with appropriately prolonged independent director＇ s tenure. Women independent directors have negative effects on bank performance, and the age of independent directors has no significant effects on bank performance.
出处
《安徽农业大学学报（社会科学版）》
2015年第2期62-67,共6页
Journal of Anhui Agricultural University:SOC.SCI.
基金
安徽高校人文社会科学重点研究基地招标项目
安徽农业大学农科教结合研究中心招标项目(SK2014A045:<安徽省新型农业经营主体融资问题研究>)
关键词
独立董事背景
银行绩效
上市银行
background of independent directors
bank performance
listed bank
