1HO T,SAUNDERS A.A catastrophe model of bank failure[J].Journal of Finance,1980,35(15):1189-1207.
2FRIZPTRICK P.A Comparison of ratios of Successful Industrial Enterprises with those of Failed Firms[M].New York:Certified Public Acountant,1932:598-605,656-662,727-731.
3BEAVER W.Financial Ratios as Predictors of failure[J].Journal of Accounting Research,1966,4:77-111.