摘要
基于福建省农户的调查数据,运用Logistic模型对影响农户林权抵押贷款需求的因素进行分析。研究发现,农户对林权抵押贷款的认知水平、家庭收入水平、林业经营状况、信贷产品特征和相关配套措施对农户林权抵押贷款的需求有显著影响,提出通过加强宣传、促进林地规模化经营、创新信贷产品和推广森林保险等相关建议。
Based on the survey data of farmers in Fujian Province,this paper analyzed the influencing factors of forest right mortgage loan demand with logistic model. Empirical study found that the cognitive level,family economic status,family forestry management status,credit product features and related supporting measures of forest right mortgage loan had a significant influence on the forest right mortgage loan demand. Therefore,this paper proposed to strengthen the publicity,promote the circulation of forest,optimize the credit products and popularize the forest insurance.
出处
《资源开发与市场》
CAS
CSSCI
2015年第8期943-946,1016,共5页
Resource Development & Market
基金
北京高等学校青年英才计划项目(编号:YETP0778)
国家自然科学基金项目(编号:71403022)
北京市社会科学基金项目(编号:14JGB047)
教育部哲学社会科学研究后期资助项目(编号:13JHQ047)
