摘要
影子银行代替传统商业银行行使信用创造功能,为满足社会创造货币资金融资需求具有重要作用。中国式影子银行与欧美国家的影子银行在银行业务与监管等方面存在明显差异。中国式影子银行帮助了大量中小企业解决融资难题,但一定程度上削弱了货币政策效力,容易造成金融风险累积。我国应建立健全影子银行监管机制,促进中国式影子银行可持续健康发展。
The shadow banking has instead of the tradional commercial banks to credit creation function and providing of capital financing for the society.There are significant differences between Chinese shadow banking system and European and American shadow banking system on the aspect of banking business and supervision.The Chinese shadow banking system helps small and medium enterprises to solve the financing problems.However,to some extent,it weakens the effectiveness of monetary policy and leads to the accumulation of financial risk.We should establish and improve the banking supervision mechanism and pro-mote the sustainable development of Chinese shadow banking system.
出处
《对外经贸》
2015年第6期107-109,共3页
FOREIGN ECONOMIC RELATIONS & TRADE
基金
浙江省哲学社会科学规划课题"基于专利引证网络的知识基因提取方法探索"(项目编号:13NDJC19YBM)
浙江省软科学研究计划项目"技术标准下提升企业自主创新能力--基于专利池的组建与管理"(项目编号:2013C35064)
台州市社会科学界联合会研究课题"台州市影子银行业务和中小企业融资渠道分析"(项目编号:14YZS02)
台州职业技术学院校级课题"基于中国式影子银行的台州市中小型融资新方式探索"(项目编号:2015YB13)
关键词
影子银行
金融监管
经济影响
shadow banking
financial supervision
economic influence
