7Robert C. Merton, An Analytic Derivation of The Cost of Deposit Insurance and Loan Guarantee [ J ]. Journal of Banking and Finance, 1977,1,3 - 11.
8Sharp, W. F. , Bank Capital Adequacy, Deposit Insurance and Security Values [ J ]. Journal of Financial and Quantitative Analysis, 1978,13 ( 11 ) :701 - 718.
9Jean-Pierre Gueyie&Van Son Lai, Bank Moral Hazard and The Introduction of Official Deposit Insurance in Canada[ J]. International Review of Economics and Finance,Vol. 12,2003,247 -273.
10Luc Laeven, Banking Risks Around the World:The Implicit Safety Net Subsidy Approach [ J ]. World Bank Policy Research Working Paper No. 2473, November 2000.