摘要
为有效缓解农业保险市场供给的低效率,基于2010-2012年中国农业保险机构投入产出数据,运用改进的数据包络分析方法(SE-SBM模型),构建评价体系实证评估农业保险机构的经营效率,结合Tobit回归方法分析影响经营效率的主要因素。结果表明,2010-2012年农业保险机构技术效率与规模效率均呈先降后升态势,纯技术效率变动则比较平稳。从各类机构效率的比较来看,专业性机构技术效率值达到1.39,经营效率处在领先地位;外资机构规模效率优势明显,处在规模报酬递增阶段;综合性机构的效率值偏低,经营效率相对落后。相关分析表明,农业保险经营年限与经营效率关系不显著,农业保险业务比重与经营效率显著正相关,说明适度增加农业保险业务比重,有助于提高农业保险机构的经营效率。最后,提出了重视专业化经营,着力引进外资,加大科技投入等针对性的建议。
To effectively alleviate the low efficiency of agricultural insurance supply market, using Chinese agricultural insurance institutions＇ input-output data from 2010 to 2012, this paper analyzed the operating efficiency of agricultural insurance institutions by the SE-SBM model and examined the main factors of operating efficiency by the Tobit regression method. Results show that： 1） between 2010 to 2012, agricultural insurance institutions＇ technical efficiency and scale efficiency showed increasing trend first and then decreasing, with the pure technical efficiency relatively stable; 2） the professional institutions＇ technical efficiency value reached 1.39 and the operating efficiency in a leading position; 3） foreign institutions＇ scale efficiency has an obvious advantage, which is in the stage of increasing returns to scale; 4） comprehensive institutions＇ operating efficiency is relatively low. In addition, correlation analysis demonstrates that the proportion of agricultural insurance business has a significant positive correlation with operating efficiency. It shows that increasing the proportion of agricultural insurance business can help to improve the operating efficiency. Suggestions include improving professional management, attracing foreign capital, and investing more on science and technology.
出处
《农业现代化研究》
CSCD
北大核心
2015年第4期610-616,共7页
Research of Agricultural Modernization
基金
国家自然科学基金项目(71173086)
关键词
农业保险机构
经营效率
技术效率
规模效率
SE-SBM模型
影响因素
Agricultural insurance institution
operating efficiency
technical efficiency
scale efficiency
SE-SBM model
influencing factors
