摘要
为深入研究台湾地区银行业民营化后的发展态势,分析台湾岛内银行的实际运营绩效,文章选取台湾地区27家本土银行作为研究对象,利用2009~2013共5年数据,使用因子分析法对其经营绩效做出评价并排名。研究结果表明,台湾地区本土银行的经营绩效与规模联系紧密,大型银行的经营绩效普遍优于中小银行,但在盈利性、安全性等个别指标上,中小银行具有一定优势。这一研究结论对于中国大陆银行市场化进程亦有一定的启示和借鉴意义。
In order to study Taiwan Indigenous Banks' development after banks privatization and analyze Taiwan Indigenous Banks' Performance,this paper selects 27 Taiwan Indigenous banks as the research object,using the Dynamic Factor Analysis to examine the operation performance and performance ranking of these 27 banks. The results show that the performance is linked closely with the bank size,large banks' performance is generally better than small and medium-sized banks. But small and medium-sized banks have certain advantages on several indexes. The conclusion has certain enlightenments and reference for mainland banking market-oriented reform process.
出处
《世界经济研究》
CSSCI
北大核心
2015年第8期117-126,129,共10页
World Economy Studies