摘要
文章根据银行股票质押贷款业务的特点及风险,结合我国当前银行、期货、证券、实体经济运行的实际,设计银行贷款质押股票套期保值的策略和银行、期货、证券相关各方协同交易机制,并提出相关制度建议,使质押的股票成为保值的、贷款人可监管的、易变现的质押品,从而降低银行股票质押贷款业务的风险,真正推动金融业务的创新与发展。
This paper designs practical tactics and relevant cooperative transaction mechanism of hedging for collateral stock, on the basis of the characteristics and risks of bank stock collateral loans business, in combination with the reality of current bank, futures, securities and entity economy. Also, it offers suggestions for system to reduce risks of bank stock collateral loans business, making collateral stock a value-maintained and supervised collateral with high liquidity, as to promote the innovation and the develonment of the financial business.
出处
《企业经济》
北大核心
2015年第10期157-160,共4页
Enterprise Economy
基金
江苏省社会科学基金项目“科技银行信贷制度创新与绩效评价机制研究”(批准号:13EYD033)
关键词
股票质押贷款
套期保值
协同交易机制
制度建议
stock collateral loans
hedging
cooperative transaction mechanism
suggestion for system
