摘要
中小企业在推动技术进步、提高创新能力方面发挥重要作用。文章分析了美国和日本面向中小企业技术创新的金融支持特点,从内源因素和外源因素两个角度分析了制约我国中小企业技术创新融资能力的障碍。以支持中小企业技术创新活动、提高中小企业技术创新能力为目标,结合中小企业在进行技术创新过程中遇到的融资难题,提出面向中小企业技术创新的金融服务体系建设应从完善多层次资本市场、大力推进科技银行建设、创新科技金融服务产品、发挥政府资金杠杆作用、推动互联网金融规范化等方面进一步完善。
The small and medium- sized enterprises play an important part in the aspect of technology progress and innovative capacity. By analysis of the experience of the financial service oriented to the technology innovation of the small and medium-sized enterprises taken by the United States of American and Japan, the paper presents the obstacle factor that restricts the finance capacity of the small and medium-sized enterprises from the perspective of the internal factor and the external factor. With the goal to support the technology innovation activity and improve the innovation capacity of the small and medium-sized enterprises, combined with the finance problem in the course of the technology innovation taken by the small and medium-sized enterprises, the paper presents some countermeasures such as the improvement of the multi-level capital market, the construction of the scientific bank, the innovation of the financial products, the exert of the government capital, the standardization of the internet finance.
出处
《改革与战略》
北大核心
2015年第11期171-174,共4页
Reformation & Strategy
关键词
中小企业
技术创新
金融服务
small and medium-sized enterprises
technology innovation
financial service
