摘要
内部评级是《巴塞尔新资本协议》框架下商业银行信用风险管理的关键环节。以中国知网CNKI学术期刊库为数据源,检索以商业银行内部评级为主题的文献,借助共词分析、聚类分析等方法探讨国内在商业银行内部评级领域的研究现状,有助于把握该领域的研究动态、梳理研究热点脉络和探索新的研究方向,为我国商业银行践行全面风险管理模式提供理论支撑和参考依据。
Internal rating is the critical link of the credit risk management of commercial banks under "The New Basel Capital Accord". By taking CNKI academic periodical database as the data source, retrieving the literature with the theme of commercial bank' s internal rating, with the aid of Co-word analysis, cluster analysis, and other methods, the paper discusses the current research in the field of commercial banks' internal rating in China, aiming to help to grasp the dynamic research in this field, comb hot research contexts and explore new research direction, so as to provide theoretical support and reference for the comprehensive risk management of China' s commercial banks practice.
出处
《征信》
2016年第10期51-54,共4页
Credit Reference
关键词
商业银行
内部评级
高频关键词
共词分析
聚类分析
commercial bank
internal rating
high frequency key words
Co-word analysis
cluster analysis