摘要
本文借助STATA软件运用多元统计中的因子分析方法,依据同花顺软件公布的各商业银行财务分析报告,选取能够反映盈利能力、营运能力、成长能力以及偿债能力四个方面的14个重要财务指标对我国16家上市银行的绩效水平进行实证分析,得出风险和成长能力、盈利及偿债能力是影响上市银行经营绩效水平的重要因素,并依据分析结果,最终给出提高上市银行经营绩效水平的发展建议。
In this paper, by using STATA software using the factor analysis of multivariate statistical analy sis, based on commercial Banks financial analysis report to be released flush software, can reflect the profit a bility, operation ability, growth ability and solvency four aspects of 14 important financial indicators for 16 listed Banks in China empirical analysis, the performance level of risk and growth ability, profitability and sol vency is one of the important factors affect the level of listed Banks operating performance, and on the basis of the results of the analysis, finally, the development of improve the level of listed Banks operating performance is given.
出处
《特区经济》
2016年第10期82-85,共4页
Special Zone Economy
关键词
上市银行
因子分析法
盈利能力
偿债能力
绩效水平
listed banks
factor analysis method
the profit ability
the solvency ability
performance
