摘要
我国城市商业银行之所以能够以快速增长的趋势实现跨区域的经营,得益于金融监管部门和国家政策的支持。城市商业银行已经积累了一定的资本和技术,具备了多区域经营的外部技术环境。当前我国在推动城市商业银行走出本经营区域,实现跨区域的经营还存在一定的问题,这些问题制约了其跨区域发展的步伐。因此,有必要实施宏观金融制度改革,优化宏观发展环境,积极应对互联网金融的冲击,加强跨区域经营的信息化建设。
In recent years, China＇s urban commercial banks have been rapidly growing trend of cross-regional business, thanks to the support of the financial regulatory authorities and national policy, urban commercial banks have accumulated a certain amount of capital and technology, with a number of city commercial banks cross-regional operations technical environment. In promoting city commercial banks operating in cross-region, there are still some problems that restricted the pace of its development. Therefore, it is necessary to implement the reform of the macro-financial institution optimize the macro development environment, and actively respond to the financial impact of the Intemet and strengthen cross-regional information technology operations.
作者
冯便玲
Feng Bianling(Hohhot Vocational College, Huhehaote, Neimenggu 010050)
出处
《改革与战略》
北大核心
2017年第2期65-67,共3页
Reformation & Strategy
关键词
市场经济
城市商业银行
跨区域
market economy
City Commercial Bank
cross region
